Seasonal inventory
A seasonal range often arrives before its main selling period. Use past sell-through and supplier deadlines to define the order rather than relying only on the available discount.
Business financing referrals · Independent retailers
Explore funding for the stock behind your next retail season.
Stock, fixtures and checkout equipment have to be paid for on different schedules. Outline what the shop needs to buy and when those purchases are expected to become sales.
Independent retailers · funding preparation
Build the request around your budget
A stocked shelf is not yet a customer receipt. Keep slow-moving stock, markdowns and normal operating bills visible when comparing a financing offer with the buying plan.
Business costs
Purchases to include in your request
Store improvements
Shelving, display units and lighting can be changed during quieter trading periods. Include installation and the cost of keeping merchandise secure while work takes place.
Point-of-sale equipment
Terminals, scanners and stock-control tools may involve setup and monthly service charges. Separate the initial hardware expense from ongoing processing or software costs.
Prepare your details
Bring your business details together
Have current revenue figures and operating history nearby before starting the form.
- 01The amount needed, its purpose and the payment date
- 02Monthly business receipts and operating history
- 03Your industry, business name and estimated credit band
- 04Owner contact information and access to a mobile phone
How requests work
From request to provider review
Define the request
Enter the amount, intended business use and the date the expense needs to be covered.
Describe the business
Provide your revenue range, operating history, industry and approximate personal credit range.
Check and submit
Review the answers and consent details, confirm your mobile number and submit the completed application.
Before completing a request
Questions about our funding referral service
How is my information shared?
We sell application and contact details to up to five funding partners, who may contact you about financing. We receive payment for referrals whether or not funding is provided; there is no application fee for this service.
Who decides on an offer?
An application is a request for consideration, not a financing approval. Each provider decides eligibility, any available amount and the terms it is willing to offer.
When might a provider respond?
The date selected in the form describes your need, not a promised funding date. Provider checks, documents and the agreement determine the actual timetable.
Why is mobile verification needed?
Read the Terms, Privacy Policy and contact consent before submitting. Mobile verification confirms access to the number entered and is separate from agreeing to calls or texts.
Your next step
Tell us what your business needs to fund
Use the business expense and payment schedule you have prepared to begin the funding application.